When divorce is on the horizon, there are lots of emotions involved. Fortunately, divorce lending professionals can help ease some of the stress by guiding borrowers through the process and making sure that everything is done in a timely manner. A certified divorce lending professional will guide you to become familiar with every step of qualifying for a mortgage based on your divorcing situation.
A certified divorce lending professional has the background and insight to help borrowers understand the unique challenges a divorce can present for mortgage financing. Real estate is involved in over 70% of divorces in the United States, so an experienced Certified Divorce Lending Professional should be involved in the process. The Certified Divorce Lending Professional can help guide the divorcing couple through the best use of a mortgage to help reach a resolution in that divorce.
A Certified Divorce Lending Professional should be involved as early on in the process as possible. Qualifying for a mortgage can depend on how the marital settlement agreement is drafted. Failing to consult with a Certified Divorce Lending Professional can prevent parties from reaching their intended result when it comes to obtaining mortgage financing if they cannot qualify for the intended mortgage.
Vivian Lum is a licensed attorney with over 22 years of experience in family law, real estate matters (as she is a licensed real estate broker), and her own personal journey of divorce involving real estate. As a Certified Mortgage Advisor and Certified Divorce Lending Professional, Vivian uses her expertise to successfully work with divorcing homeowners, divorce attorneys and other divorce professionals to reach a successful divorce when mortgage financing and real property are involved.
Vivian anticipated our needs, she communicated with empathy and patience, and she gave us space to understand the process and make the decisions we needed to make.
Vivian made it great. Loans these days, from what i understand, are never easy but Vivian led us through each step of the way with great communication and was always a positive force to help clear any obstacles that we were encountering along the way.
Vivian and her team make the entire process stress free. They are extremely professional, transparent, organized and efficient. This is our second loan with them and I would highly recommend their services.
Vivian stayed in constant contact with us throughout the entire process and really helped guide us through our first home purchase. She provided invaluable expertise, and the process went very smoothly.
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